Car loan is one of the biggest debt people will take after house mortgage. While some people can afford to buy a car with outright cash, majority of buyers need to borrow from banks or other lenders. There are many car loans in the market to choose from, and they’re offered by a number of different lenders, from banks to building societies, large supermarkets, car dealerships and independent providers like Nemo Personal Finance. Remember a Nemo loan is secured against your home so you must ensure you can afford repayments.