Simple Ways to Protect Your Small Southern Business

July 5, 2021


Part of the American dream is to achieve the goals you have set for yourself, such as starting and running your own business. It could be running your café, interior design firm, accounting company or construction firm – all of which can provide you with a great sense of accomplishment for what you have achieved. Additionally, running your own business means that you get to be your boss, for which there are many reasons as to why this is a rewarding experience.

Whilst there are many highs to being your boss, it does come with its fair share of risks and responsibilities.

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Why Fintechs Are Good for SMEs

May 19, 2021


Cash flow is a never-ending struggle for many small businesses. When they need a bridge loan to cover expenses, lenders are too slow to respond. Without outside funding, businesses run on the edge or delay major investments in operational improvements. Maybe, it’s time to look outside the box and give fintech a try. Their business model aligns with small business needs, making cash available as quickly as possible. Their innovative financial products are designed to meet the unique needs of SMEs.

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6 Tips to Get the Most Benefit from Medical Insurance

April 11, 2021


Health insurance comes in handy to cover healthcare costs in a time of medical emergencies. As much as it is useful, people are not fully aware of its maximum potential and so they end up utilizing just a quarter of the plan. We have compiled a list of benefits that you can extract from your medical insurance and make use full use of it.

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5 Ways Flood Can Affect Your Home and Business

April 11, 2021


Floods are one of the most natural disasters that could happen in any environment. Although many have found ways to minimize its effects, especially with the use of mine dewatering pumps, its effects can still be disastrous.

Research shows that the damage caused by the flood is one of the most common hazards of the world. Apart from storms, excessive rain, hurricanes, or other natural-based occurrences, floods are also caused by poor drainage systems and clogged sewage. Below are some of the ways that a flood can affect your home or business.

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Typical Vehicle Insurance Types in Thailand

January 28, 2021


If you are planning a long-term stay in the Kingdom of Thailand and are also looking to drive, this article was written with you in mind. As in all countries, Thailand has road laws and regulations that all road users must obey, so make sure that your IDP is valid and apply for a Thai driving licence if you plan on staying any length of time. Your vehicle needs insurance, of course, and here is a list of typical vehicle insurance types in Thailand.

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Everything You Need to Know about Work Related Accidents and Workers’ Compensation

December 14, 2020


One could write an entire book on work-related accidents and worker’s compensation. We’re going to provide a high-level overview of this subject while providing information on how you can learn more if you’re in a workplace accident.

 

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5 Steps to a Secure Retirement Plan for Business Owners

October 18, 2020


When you’re planning for how you’ll manage your finances when you’re retired you can’t be hasty. Retirement planning is perhaps a multistep process, and it evolves with time.

That being said, retirement planning for the service class and business owners is not the same. In most cases, the service class receives provident or pensions when they retire. But, not the business owners.

Another difference is the fact that business owners still own a share or a portion of their business when they retire. This makes it more complicated for business owners to choose the right retirement plan.

Nevertheless, we have broken it down into 5 easy steps. You can follow these steps to find a retirement plan for when you’re no longer employed.

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What Are the Continuing Education Requirements for Insurance Agents in Florida?

September 23, 2020


Since 1993 the Florida Insurance Code requires agents to complete a Continuing Education course to be legally able to renew appointments. The continuing education requirements since the time have become mandatory for any and all agents seeking to apply for a license or who are sitting for the licensing examination.

However, in 2012 amendments were made to the existing framework in favor of the industrial trends. Florida’s recent CE requirements have been revised with the intention to reduce the burden on the insurance producers and adjusters alike. With the sole exception of “dental representatives” who have a limited health agent license, it applies universally to all other agents.

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5 Things You Need to Consider When Driving for Business

September 7, 2020


You may want to leave that desk job behind, or simply start working for yourself. Whatever the reason, driving can give you that extra freedom. Yesterday, it was only good for giving you the freedom that comes with traveling as and when you see fit. Today, you can start moving forward to turn those journeys into money makers, and your ideas into an up-and-coming successful business. Here are some things to consider.

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Is Your Business Liable for Car Accidents Due to Mechanical Failure?

August 24, 2020


Car accidents occur due to a variety of reasons and the driver’s negligence is not always the cause. Mechanical failure is also one of the more common reasons which lead to a large number of mishaps every year. These mechanical problems could range from simple issues like flat tires or non-functional headlights to dangerous ones such as brake failure. Whatever the issue may be, the implications can be serious for the drivers and victims injured in the accident.

Such mishaps also come under the coverage of personal injury law, with businesses responsible for mechanical failure being liable to compensate the victims. These could be automobile manufacturers, mechanic services or businesses that operate these vehicles. For a business, it is worth knowing how you can be held responsible because you will probably have to pay massive compensation to the victims. Let us explain how and when the liability for such mishaps falls on businesses.

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