5 Types of Insurance You Need to Protect Your Business


While not all businesses will survive, it is still worth to give yours the best shot. One of the best ways to succeed and grow your enterprise is to give you adequate protection against situations that can drain your cash flow. You need to have insurance for small business at Next-Insurance.com.

But with a limited budget and so many kinds of insurance in the market, it may be challenging to take a pick. So for starters, make these your priority:

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Infographic: The future of fuel


Our roads are becoming more populated with all types of vehicles. As a result of this, more fuel is being used — but the types of fuel we’re using is changing as we become more aware of the effects fuel consumption is having on our planet.

In the infographic below, Motorparks retailer of the Ford Folkestone, has provided details on electric vehicles, hydrogen vehicles and other alternative fuels that can be used. The graphic documents the history of how these types of vehicles have come about.

You can see below that there are both advantages and disadvantages which could either make or break your decision to purchase one of these vehicles. So, what are you waiting for? Take a look at the infographic below and find out some new facts that you might not have known before.

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How to Ensure the Quality of Your Product Business


The two main types of business divide up into whether you are offering services or products. If you are offering the latter, one of the most important things that you need to think about is how you create high-quality products. After all, customer satisfaction is hugely important. If you have not impressed clients with what you have produced, they are significantly less likely to come back to you time and time again. The general principles of how you can ensure the quality of what you are producing are similar regardless of what sort of product business you are running. With this in mind, let’s take a closer look at exactly how you can do this so you can keep your customers satisfied and run a successful business.

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Investing in Small Parts that Play Big Roles in Your Business


You may never realize how important the smallest of equipment parts are in your business until they stop working.  You suddenly may be faced with the question of throwing out the damaged gear or doing what is necessary to fix it.

Because the equipment in your business may be costly to replace, you may choose instead to replace the small components that have caused the malfunction.  You can get parts like bumpers, pneumatic wheels, casters, and more when you shop online today.

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How Complex Procurement is driving Corporate Strategy Today


Procurement can seem simple, and in fact many organizations do treat the process as such. They look to acquire their goods, services and other resources externally, with the overriding concern being to lower costs as much as possible.

However, a huge international network of disparate providers and sub-contractors make up the supply chain now; and there are ever stronger demands for regulation, security and an uninterrupted supply across international lines. Procurement strategies have had to adjust as a necessity to these requirements for technical complexity, especially in high risk markets where value has to be optimized.

So how are businesses across the world dealing with the unique procurement challenges facing them?

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The Cost of Health and Safety at Work


For employers, the cost of implementing health and safety initiatives can be expensive, and when they aren’t adhered to properly – they can cripple the internal economics of a business.

These costs can be divided into two sets – ‘human costs’ and ‘financial costs’; the first set focuses on the financial impact of illness or injury to an individual, whereas the second set concerns the business and the costs incurred because of an employee’s illness or injury.

In the UK, it is estimated that annually between 2015/16, 622,000 workers were injured at work, and 528,000 workers suffered a new case of ill health that they believed was brought on as a result of their working conditions. If these estimations continue to rise annually, then the financial costs to businesses could be staggering.

Together with Nifty Lifts, suppliers of access platforms to workplaces that implement stringent health and safety procedures, we assess the costs of health and safety mishaps – and how businesses can avoid them in the future to help save money.

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How to Make Your Small Business a Safe Place for Employees


Is your business a safe place to work in? Unfortunately, many workplaces are potential death traps and many people’s lives are put at risk. However, some simple steps and precautions can dramatically change this situation and make your company a safer place for your employees. Below are some of the ways you can ensure that your business is safer for everyone who works there.

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What Factors Do You Need to Consider Before Purchasing Big Machinery


For businesses such as mining, agriculture or manufacturing purchasing a big machinery is a very important decision. You do not buy them every day, or even every year. Not only you need to spend tens of thousands of dollars, but you also need to make sure you make the best use out of it to justify the expense. You also need to understand and figure out how you will obtain the financing. That is why you cannot take this decision lightly. Below we describe some important factors you need to consider before making that big decision.

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6 Tips to Make Compensation Claim After Personal Injury


Car accidents occur frequently, and that is why every driver needs to have personal injury insurance. However, most people don’t have an idea about the best way they can make a compensation claim when they have been injured. That is because you need to go about it in the proper manner and learn the appropriate terms and conditions of your accident injury claim. If you have been looking to make a compensation claim when you have been injured, here is how you can do it:

  1. Prepare, Organize, and Prepare

    You should be organized and prepared when going to make your compensation claim. This means bringing all the documents and organizing them properly, so you can access them immediately. The best prepared person will generally win fair compensation when they are injured.

  2. Understand What Constitutes Suffering and Pain

    You need to understand exactly what constitutes as suffering and pain, before you go on making a compensation claim. This is because you should know where you stand when negotiating for your claim, and it will also help move the case along faster. You need to know your stuff, otherwise the negotiator will try to trick you into not taking the best compensation you can avail.

  3. Speak Professionally

    To ensure that the claims adjusters take your claims seriously, you must treat them with the same respect that you would give to any other professional. This means you need to speak in a clear, controlled, and steady voice, without resorting to insults, or screaming at the top of your lungs at them. Make sure that you don’t sound desperate, and don’t try to make them feel sorry for you. If you’re not genuine or professional towards them, you will not win a suitable compensation.

  4. Don’t Presume Anything

    People generally think very highly of themselves, but when you’re going to make a claim for compensation when you have been injured, it is best you don’t presume anything. Don’t allow yourself to think about the outcome of the compensation before a meeting has even taken place. Keep faith in yourself and don’t try to force the compensation.

  5. Don’t Attempt to Get Personal

    It is best that you keep things professional without attempting to get personal with the claims adjustor. This will serve you better in the end, because if you try to make things personal it can quickly get messy, and the outcome will not be in your favor. The claims adjustor is not your friend, and venting out your anger onto them isn’t going to do your claim any good. So keep your cool, remain professional, and calmly state your claim.

  6. Never Imply or Invite Collusion

    There have been several cases in the past, where injured parties have misunderstood something from the adjustor, and have implied that they are proposing something illegal. If you try to work an angle and get them into unnecessary trouble, they will start treating your claim with discontent and move on. So, it’s in your best interest to keep things smooth and not accuse them of having any bias towards you.

5 Pro Tips to Keep Your Office Clutter Free


So, you’re sat at your desk working away, writing notes as you go and suddenly, you look up and it’s two years later and you’re surrounded by mess. Or, something like that. The point is, it’s not always easy to keep a clear office space when you’re busy. If your computer is covered in post-it notes and there are files everywhere, some of them covered in coffee mug rings, it may be time to de-clutter. Here are some tips for keeping a clear and functional office space.

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