What is Sustainable Investment and Why is it Good for the Society?

February 7, 2015

Sustainable Investment
Sustainable investing is a unique field of investment that primarily focuses on generating good financial returns for the investors at the same time creates environmental and social benefits. The term sustainable investing research is actually a broad subject as it encompasses investors who have different types of motivations. From investors who are looking to get good financial returns with low risk by carefully evaluating the opportunities and risks to avoid losses to investors looking to proactively advocate or address social and environmental risks through new and unique investment opportunities, everyone needs research before investing.

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How to Balance Risk vs Return in Small Businesses Financing

January 14, 2015

Risk vs Reward
Anyone who offers credit to small companies faces a standard business decision of adding new revenue with taking a risk for default and debt collection. If credit terms are set too tight to minimize risk, profitable revenue can be lost. On the flip side, offering terms that are too generous can increase the default rate and hurt profitability.

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How Small Business Owners can Benefit from Professional Wealth Management Services

January 8, 2015

Wealth Management
As a manager of the small business you already have a great deal of responsibilities to carry out before you can even think about what to do with your money. There are the tasks of finding staff, customers, selling your services and establishing your brand. Combined with the distrust and uncertainty many of us feel towards the banking sector and financial markets, you’d be forgiven for sometimes feeling a little overwhelmed by it all.

Fortunately, there is a simple solution to this and that is to invest in professional wealth management services for your small business. By doing so you are putting your money into the hands of experts and letting them do the hard work for you. Further to this, there are a number of other benefits you can realise; here are just a few examples for you to consider:

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3 Creative Ways to Supplement Income

December 20, 2014

Income
Despite decent recovery in the last 3-4 years the economic climate still remains unstable. Economic growth in Europe is stuck near zero, while Japan has fallen into recession, again! There remains a large gap between rate of inflation and growth in national average wage increase. This makes it very hard for average household to run household and save money. Finding additional source of income can help mitigate this gap by providing boost to your income and financial flexibility. Consider 3 creative steps below to find out how you can do it:

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How to Get Funding for New Business with Little or No Credit

December 16, 2014

Loan
Here is the dilemma. You have this great business idea that you feel strongly that it will succeed. However, you have no credit and no collateral. What do you do? How can you get much-needed loan so that you can jump start the business? Well, here is some good news. While many lenders may not feel comfortable with giving you money solely on the idea there are some lenders and investors who will base their decision to lend you money largely on the strength of your business idea. If you have cash flow, a great idea, and can prove your concept, you may be able to get the money you need. How? Read on to find out.

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How to Save Money in Manufacturing Process

December 13, 2014

Factory
A penny saved is penny earned! When running a manufacturing operation it is essential that you pay attention to every detail of the entire supply chain to ensure you are running it most efficiently and economically. There are multiple ways in which you can save money – ranging from installing efficient machines to shopping around. The bottom line is you have to look at all elements of the procurement and supply chain to get the most out of your money. Here are three suggestions you can implement without too much effort to generate significant savings in your manufacturing operations.

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What Role Business Loans Play in Post Recession Environment?

December 11, 2014

Business Loan
According to economic pundits, the primary reason for the Great Recession of 2008-09 was the climate of easy credit and greed. There was an assumption that property prices would continue to rise so that loans against real estate was a certain winner. It proved to be gross miscalculation, and as the recession kicked in an increasing number of households and businesses suddenly found that they were not in a position to meet their financial commitments. The result was repossessions on a huge scale and many business failures. Fortunately, economic recovery has set in during the last 4-5 years and the questions in need of addressing revolve around whether business should be able to borrow in order to develop and what price should it be paying?

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3 Essential Options to Protect Your Business Assets

December 8, 2014

Asset Management
Whether you are a new business just getting started or a well-established company it is essential that you take appropriate measures to protect the financial and other business assets you have worked so hard to accumulate. Let’s face it. It takes only few small missteps to lose it all.

A business asset is anything that you own or control to run the day-to-day operations of your business. It’s therefore essential that you do what you can to ensure the protection and potential of your asserts. In this post, we provide you with three great ways to guarantee that your company’s assets are being handled with care.

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Should You Tap into Home Equity Loans for your Cash Needs?

November 9, 2014

Home
The recession affected those living in the United States in number of different ways. Some people lost hours at work, which made caring for their families difficult, and others found themselves drawing unemployment and scrambling to find a new job. The recession also did lot of damage to the housing market. More homes went on the market than there were buyers, which led to homes selling for well below market value. As many found themselves trying to rebound from the recession, they often looked at equity lines to cover the costs they have.

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UK Government Launches Guide to Find the Right Business Finance

November 2, 2014

Business Finance
Probably the definitive manual for any business looking for funding in the UK is a new Business Finance Guide, jointly launched by the Institute of Chartered Accounts in England and Wales (ICAEW) and the British Business Bank, and promoted by the Department of Business, Innovation and Skills and 18 major finance and business organisations.

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