Intelligent Investments: How to Maximize Your Real Estate Returns


Supplementing your primary salary with additional revenue streams is more important than ever. After all, we’re living longer, which means our retirement pensions will need to work harder while the cost of living swells at a rapid rate too. Investing your savings in the smartest possible manner could make a world of difference to your financial future. For most investors with the necessary capital, dealing in property is the most attractive prospect.

Real estate investments are appealing for many reasons. For starters, the demand for properties ensures that making money from this arena will always be possible. Moreover, the versatility of this environment offers investors the chance to do things on their own terms too. Whichever route you take, however, it’s imperative that you give yourself the best chance of success. Use these seven tips to guide you, and that will not be a problem.

[Read more…]

3 Great Ways to Supplement Business Income


Being an entrepreneur comes with number of benefits as well as drawbacks. One of the big drawbacks is that you’re pretty much guaranteed to be financially unstable every now and then. Many entrepreneurs, particularly those who are just starting out, find themselves in need of supplementing their business’ cash flow with side operations. If you’re a little worried about the way money is moving through your business, here are a few ways to supplement the company’s income and get some piece of mind.

[Read more…]

Infographic: Using Micro Investment to Grow Savings


There are two mindsets with business owners when it comes to finance. Either it is a top priority or it barely registers on their radar. Neither are completely right. If you spend too much time worrying about money, you’re going to let things slide in other areas. But, if you don’t keep your accounts in the green then your business will quickly end up in a lot of trouble. So, what’s the solution? You need to manage finances while keeping things simple enough that you don’t have to spend all your time worrying.

[Read more…]

How to Choose a Credit Card Processing Company


If your small business wants to start accepting debit and credit cards, you need to have a good credit card processing company to accept them. Although you will have to pay some recurring credit card processing fees and upfront costs, this can lead to a big boost in sales. Choosing a company to handle this for you is not an easy job.

Just as with other major financial decisions, it is wise to compare the benefits and drawbacks of all options before you make up your mind. Here are some factors that you need to consider:

[Read more…]

The History of Currency – What is a Denarius Worth?


During Roman times, there was a period when a denarius was worth about a day’s wages. By today’s numbers, the quotient of silver contained in a denarius is worth about $3.62. That may not seem like much, but as it turns out, $3.62 in value held a lot more weight several thousand years ago.

Hyperinflation has led to a difference in values. What’s interesting about the Denarius today, however, is that it is worth much more than the $3.62 in silver, depending. Check this Google shopping page out. Some of those coins will go for $900+ today. What has changed? Would anyone say a day’s wages in Roman times was worth $900 by today’s reckoning?

[Read more…]

Cash is King (Not)! Small Business Owners – Accept Credit Cards or Wither

When it comes to transacting with customers cash is becoming less and less popular every day. It has come to a point when many people don’t even carry any cash in their wallet, if they carry a wallet at all! According to Gallup poll only 24% of US population is using cash for all or most of their purchases. This is down from 36% only five years ago. If this trend continues it will not be surprising if the federal government starts phasing out some of the cash all together! Few months ago India took a controversial step of banning large currency and instead encouraged the use of credit card and mobile payments for all transactions.

[Read more…]

Benefits of Online Banking for Small Business


In the age of the Internet, you can do almost anything online. You can watch movies, shop for clothes, purchase plane tickets, and even manage your business with a simple click and a few keystrokes.

The surge of online banking in recent years has been a boon for businesses, especially for start-ups and small to medium enterprises. While it hasn’t completely replaced traditional banking, more and more companies are seeing the advantages of online banking as an industry resource. Here’s why.

[Read more…]

Why You Should Consider Hiring an Accountant for your Taxes


It is once again taxation season, and you may be struggling between whether you should use tax software or finally hire an accountant to do your busy work. As life goes on, taxes only get more complicated, and the penalties and costs can stack up if you are not critical of the details. What’s more, there are different tax preparers to choose from, and choosing the correct professional is vital. Enrolled agents are specialized in tax law and are given elite status by the IRS, while certified public accountants carry a wealth of qualifications to address a wide variety of accounting issues. There are certain situations that may call for the assistance of a tax or accounting professional, and if you’ve encountered any of the following in the past year, it’s a good idea to start researching a hire.

[Read more…]

Buying Life Insurance for the First Time? What You Need to Know


By the time that you are ready to invest in a life insurance policy for the first time, you may feel that you are already well versed in insurance options. From car coverage to homeowner’s insurance, there are plenty of different boxes for consumers to tick off when selecting the insurance options and features they prefer. It is only when the time comes to think about how much life insurance you really need and can afford do you begin looking at the overall picture. Consider your age now, the financial burdens that will be passed on to your family with your passing, and how your business will cope without you, and choose a life insurance product that will help you to feel secure.

[Read more…]

Why You Should Invest in Farmland and Agriculture


It does not matter what age you are, whether you are about to embark on your first job or settle into retirement, questions about investing your money always seem to crop up, almost on a daily basis. If you are in your twenties, fifties, or beyond, there are many moves and investments that can better your profits and increase your wealth.

With the constant talk of money, you will find yourself contemplating your own future investments. But before you embark on your rags-to-riches story, you should ask yourself why you should invest your money.

[Read more…]