Small Business Lending and Its Challenges

May 8, 2017


Nowadays it’s almost impossible to see anyone who doesn’t have any credit problems. In fact, many people are looking for personal loans for credit card debt consolidation as a remedy for their financial woes. This issue is also true in business as it’s even hard to find companies with no outstanding loans. The truth is that lending is part of every business.

Ironically, many companies are still apprehensive to apply even for small-business loans of $25,000 or less. This is because they are afraid their applications will only be rejected. There is nothing wrong if you don’t get approved for a small business loan, but your efforts may end up useless.

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How to Obtain an Auto Loan Even with Bad Credit

May 4, 2017


Finding a reasonable auto loan is hard enough, but having bad credit can make it an almost impossible task. Even though public transportation and services such as Uber are on the rise, studies show that the vast majority of us require a car to get around, thus making the need for financing a vehicle a necessity in life.

If a less than perfect credit score has you fearing the worst rates in the market, then you should know that there are different avenues you can choose to take aside from the dealership. There are lenders out there that are willing to work with a bad credit score while still helping you to secure a reasonable loan. Some sites will even help you compare the best options for bad credit auto loans.

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5 Tips to Make Money from Gold Trading

May 3, 2017


The gold market offers high liquidity, which offers the opportunity for profit. Some people choose to own the metal, holding it physically, but traders prefer not to have to hold the metal in their possession. Gold price fluctuations can offer plenty of advantages for those who have learned the unique characteristics of the global gold market. Trading gold requires a unique skill set and while it is not difficult to learn how to trade gold, those who are new to gold trading must take it slowly. Here we will look at a few steps that are important in learning how to trade gold.

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5 Sure-Fire Methods to Generate Second Income

May 2, 2017


Small business owners live in an uncertain world. The income from their business is never guaranteed till the business matures and starts generating steady income on a consistent basis.  That is why it makes sense to be on the lookout for a second income that can support you and your family during ups and downs of small business. While getting a job or running a second business is not an option for small business owners there are ways by which you can generate income without having to spend lot of time and effort. Below we list 5 ideas to help with your personal finance.

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How to Become Successful in Property Investment

April 28, 2017


Wondering how long it’s going to take for you to be successful in property? Well, if you work at it, not too long at all. Property is a great business to be in and as long as you maintain a few philosophies, you should have no problem making yourself a healthy living. Follow these tips and you will soon be on the right track to building yourself a prosperous property empire.

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What is a Cellular Credit Card Terminal and Who Should Use It?

April 27, 2017


Cellular credit card terminals are among the best credit card terminals for businesses and entrepreneurs that travel frequently. They are a type of wireless credit and debit machine that attach to the top of smartphones and turns them into mobile card readers. The tiny devices provide many of the same benefits as their machine counterparts, including signature capture, text and email receipts, tax calculator, memos, and tip functions. They even provide cash transaction functions.

Now you can learn about some of the numerous businesses who benefit from this type of credit card reader:

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Are the Cost Overheads Threatening to Put Your Business Under?

April 27, 2017


In business, the line between success and failure is often very fine. If you’re an aspiring entrepreneur or you’re trying to expand a small business, you may feel like you’re trying to master the art of juggling. You want to invest, but you don’t want to be out of your financial depth. You want to increase productivity but not at the expense of customer service. The goal is to generate as much profit as possible, and often this involves the tricky tasks of reducing your overheads and increasing your sales. If your overheads are threatening to put you under, the sooner you act, the better.

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5 Important Finance Tips for Small Businesses

April 25, 2017


Whether you are taking your very first entrepreneurial steps towards owning a business or you are an experienced businessperson who knows all the tricks of the trade, it is always beneficial to receive some sound financial advice no matter what stage of the business you are in.

The economy constantly changes, and it can quite literally pay to be knowledgeable about the latest finance news and how it could potentially impact your business. For example, fluctuations in the exchange rate or new regulations with cost implications that are due to be introduced to your area of work could greatly change your business. Therefore, keeping tabs on these sort of information will help you to plan for your financial future more accurately.

Here are a few tips that you can consider employing to keep your profit margins looking healthy:

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Leasing vs. Buying Premises – Which Option is Right for Your Business?

April 24, 2017


Any business person who is making decent business will need to make a decision about moving his garage operation to a legitimate business premise. Making this decision is no small task. There are numerous factors you need to consider before moving ahead. The biggest decision that need to be made is whether to lease or purchase the business premise. Each has its pros and cons, which makes it very difficult to make the decision. The best answer anyone can give is it depends on your situation. Here are some tips to can consider to come up with a decision that suits your needs.

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9 Creative Ways to Save Money in Small Business

April 19, 2017


As the owner of a small business, you’re probably already aware of how important it is to keep cost under control. After all, as the saying goes a penny saved is a penny earned! No matter what your line of business is, there are some cost-cutting and money-saving tricks you can use to help you to build up that all-important financial buffer. Here are some of the easier ones.

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