There are many reasons why you might be thinking about applying for a business loan. While there are many business ideas today that you can start with little to no money available, many entrepreneurs agree that some start-up capital is often needed to truly get a business off the ground and make an impact compared to the competition. In many cases, borrowing money for business funding can be a very profitable move; if the money is invested wisely, it’s likely to generate a good return. But, with lenders hiking up their requirements and increasingly making criteria stricter, no business owner is guaranteed a loan. So, how can you improve your chances? Let’s find out.