What you Need to Know About Business Loan

July 7, 2018


You may sometimes need a loan for your small business until you earn enough to cover all your needs. You may need the money to balance out shortfalls in your working capital or to grow your business to the next level. As your business grows and your assets allow you to earn more money, you will be able to repay the loan to the bank or other financial institution according to a scheduled repayment plan.

As you might imagine, there are many different types of business loans. We will briefly discuss some common types of business loans like installment loans, settlement loans, line of credit loans, balloon loans, letter of credit, interim loans, and secured and unsecured loans. The better you understand the types of loans available, the easier it will be to choose the best type of loan for your particular needs.

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7 Things You Should Know About House Rent Allowance

June 26, 2018


In India, one of the biggest factors that any family or earning person has to think about is house rent, which also forms one of the biggest expenses from a person’s monthly salary.

In fact, almost thirty percent of your salary is lost in paying just rent and associated payments! As long as you don’t have a house or property of your own, rent paid on having a roof over your head is a big headache, and the rent can range from four-digit figures all the up to the higher five-digit ones!

Of course, various other factors like which city you live in, which area in said city, the kind of house taken and the number of people sharing the rent plays a role on deciding this value. But there is a process – the house rent allowance – that allows you to save on rent paid. Here are 6 things you need to know about house rent allowance you should be aware of.

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Tips for Getting a Post Graduate Mortgage to Buy First House

June 23, 2018

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Looking to get onto that property ladder and still a graduate? We know that saving up during your university years can be so difficult, taking into account you will probably have a student loan in place, however, whilst it may seem like a pipedream there are ways to increase your chance of getting a post-graduate mortgage.

Let’s see what tips FJP Investment have to help you determine whether getting a post graduate mortgage is realistic or not.

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Hidden Costs That Could Threaten Your New Business

June 22, 2018


It’s a precarious time when you start a new business, so it’s important to be on top of your outgoings and stay aware of any costs that might lead to your venture going under.  To ensure your venture starts on the right step, together with Flogas, we explore those hidden costs that you may not have originally considered.

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How to Get Instantly Approved Loans for Business without Complex Procedures

June 19, 2018

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One of the many definitions of a business is to make money and when a business is in the nascent stage, making money can be the secondary dream but the first aim would be to have the ability to cope with the cut-throat competition so that there is now way the company has to stop or slow down its operation. When a company is started, it has to flourish and to flourish it needs the right fodder, without which a company might just curb or take too long to reach the position when similar businesses have reached to the peak position in just a year or two.

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Why You Should Consider Investing in AI Now

June 7, 2018


For years we were told to get ready for the inevitable, the AI era – well, it has finally arrived and with it comes the potential for great investments. Join the ranks of Jeff Bezos, champion of machine learning, and Tej Kohli, Rewired investor, who are supporting the creation of technologies that will help make people’s lives easier. You’ll not only stand to make a substantial ROI but you will be investing in something that will greatly benefit the world we live in.

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How to Avoid Becoming a Victim of Credit Card Fraud

June 5, 2018


Credit card fraud is a costly problem, with businesses losing billions of dollars every year to bogus transactions both online and in-person. Not only does credit card fraud lead to lost merchandise but also to lost time — and major headaches — spent straightening everything out.

Although banks and credit card issuers are constantly working to fight fraud, often adding features and security protections to cards to protect both customers and businesses, merchants still have a responsibility and the power to stop fraud before it happens. Criminals are becoming more sophisticated all the time, but there are still a few telltale signs that should trigger a closer look at certain transactions.

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How Can You Save Money When Running a Small Business

May 23, 2018


Often people dream of running a small business but when it comes to actually starting one, there can be so much to think about. One of the most important parts of running a small business is making sure that your finances are good and that you are spending your money on the right things. You’ll likely be spending money on hiring employees, renting office space, marketing and other important costs. All of these things are important but what can you sacrifice without having your business suffer? Trying to save money when you run a small business can be hard when you aren’t sure what you can cut back on. This is why we have come up with some tips that can help to save you money. Keep reading if you’d like to find out more!

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4 Benefits of Mezzanine Borrowing for Business Acquisitions

April 12, 2018


In the world of business, expanding your holdings can be a worthy but challenging effort. One major roadblock to expansion can be raising the capital to buy a new building or an existing operation, especially when funding from traditional lenders might be difficult to obtain. However, there are other options available, such as mezzanine borrowing. While this type of financing may require a few prerequisites, it also has a variety of benefits for both you and any lenders who choose to finance your business.

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Pitfalls to Avoid When Selling a Business

April 7, 2018


If you have a business for sale then then this can be quite a stressful and time-consuming period in your life. Getting this wrong could have some serious implications which could affect finances, credibility and employees.  If you have spent many years building up a business from scratch the last thing you want to see is the business fail at any level.  Getting the right advice and guidance along the way is important.   Here are some of our scribbled down notes of some pitfalls to avoid when selling on your business.

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