What is EMI and Why You Should Care About It

March 27, 2019


Almost everyone has heard about various types of loans that an individual can avail as per his or her requirement. Once the loan amount is disbursed, the loan applicant has to repay it back in equated monthly instalments aka EMIs. For the uninitiated, a loan EMI is a specific amount that the borrower has to pay back to the lender every month at a specific date. Before availing any sort of loan, you need to calculate the EMI so that you are aware of the repaying capacity before the loan is disbursed.

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Everything You Need to Know About Leasing Business Machinery

March 26, 2019


There is no denying the fact that more and more industries and businesses today are very much dominated by machinery. If you take a look on the Internet you will see that you have a monumental selection of machines to choose from. Nonetheless, it is impossible to purchase all of these for your business. Therefore, your decision regarding the machines you opt to use and how you choose to acquire them – i.e. buy or rent – is of monumental importance. It can make or break your business. One bad decision can undoubtedly have severe consequences. This post takes a look at renting business machinery specifically. This is an option that is suitable for a lot of business managers. Keeping that in mind, read on to discover everything you need to know.

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3 Benefits of Using Earnest Money to Buy Real Estate Property

March 19, 2019


Not everyone has the funds to pay for properties in full.  Earnest money is different from a down payment and often a lot less. It’s basically a good-faith gesture. It shows both parties are serious about the transaction.

Are you thinking of investing in your first ever home or piece of land? There’s a lot that goes into such a big decision. With finances at stake, it’s important that you educate yourself about the rules, regulations and processes you’ll be dealing with on your path towards ownership. So, consider the following three benefits commonly associated with using earnest money as you ponder the possibilities.

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4 Situations Where Small Business Owners Need to Engage an Accountant

March 7, 2019


Small business finances are simple. Until they’re not. At some point in your business career, you’re going to need to hire an accountant. Even the most meticulous financial planning can’t fully protect you. According to Anaheim, CA, company Griffin Financial, the right advisor can “help take the guesswork out of preparing for the future.”

While hiring an accountant isn’t exactly fun, it’s not the end of the world either. And if your finances are in a rough state, an accountant can help smooth things out.

So, when is it time to get help? It depends on your business and how it’s progressing.

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Forex Trading: Frequently Asked Questions

March 6, 2019


Foreign exchange (Forex) trading is a multi-billion dollar business that is conducted round the clock throughout the world. Ye very few people really know much about it. It is less known and understood compared to its cousins such as stock and bond trading. However, Forex trading an be very lucrative and can serve multiple purpose in your business. Before you jump into it, though you should make sure to educate yourself and understand the nuances. You can start by looking at some of the common questions associated with forex trading as discussed below.

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Top 5 Xero Plugins for Small Businesses

March 6, 2019


Cloud-based accounting software such as Xero continues to increase in popularity and the benefits are particularly noticeable in the small business sector. Xero comes pre-bundled with a load of tools including managing inventory, purchasing, bookkeeping, invoicing, and expenses – but there are also several hundred add-ons available that can integrate seamlessly with the software and add a layer of customisation where and when you need it. In this article, we look at five useful add-ons that could really enhance your business.

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A Beginners Guide to Day Trading

March 3, 2019


Day trading is the act of buying and selling securities or financial instruments within the same day on the basis of short-term fluctuations of prices. You can sell these financial instruments many times within the day if you take advantage of small price moves in the market. Read more about day trading in this link here.

Day trading is different from investing. Investing is the act of buying stocks of an asset that will hopefully build profits over time. Investing is concerned with the business they invest in. Most brokers or individual investors look for companies that can make solid profits and a strong pipeline of products in the long run.

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4 Ways in Which Trump Tax Reform May Benefit Your Family

February 24, 2019


Tax season is rapidly approaching, and according to the Internal Revenue Service, the last day to file your 2018 taxes is April 17th. However, because of certain changes caused by the tax reform bill President Trump signed into law in December of 2017, you may not be sure how to proceed with filing or how these modifications could affect you. If you plan to file jointly with your spouse and have children, there are several benefits to the new tax laws that might surprise you.

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4 Ways Small Business Owners can Avoid Debt

February 14, 2019


New and longstanding businesses alike often rely on credit to get their ideas started or keep their operations going. Debt can be your friend as it can help you get the much needed money to hire more people, increasing marketing, improve customer service, etc. that will help grow your business. But, debt can also be your nemesis if you don’t have a plan to make wise of it and pay it off. Of course, the best course of action is not to incur any debt at all and fund your needs with your own cash. Here are 4 ways by which you can avoid getting into debt.

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Why You Should Consider Buying a House in Koh Samui, Thailand

February 12, 2019


It is irrefutable how beautiful Thailand is. There are actually a lot of great destinations that you can consider visiting in this amazing country, but your list of tourist stops will not be complete without mentioning Koh Samui. For those who want to purchase a house in Thai, this article explains the top reasons why you should consider Samui property.

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