5 Lifesaver Tips to Keep Yourself from Being Broke


Does the thought of month-end kindle a fear in your head? The fear of being broke. The fear of having to save every penny for fuel and food? The fear of having nothing to shell until the next paycheck arrives?

Well, these are the fears that many of us share. Being broke indeed is a bane.

Thankfully though, there’s hope, and ways out of the popular “broke” situation. You just need to keep a few things in mind, and eventually, you’ll see your finances treating you better.

So, buckle up as we share 5 lifesaver tips for keeping you from being broke.

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5 Ways That Cash Loan Can Make a Difference


Cash loans are wonderful alternatives to payday loans. Typically, the interest rate is better and the repayment terms are easier to manage. Since the income from a job or any number of federal or provincial benefits can be used to meet the lender’s qualifications, obtaining cash loans in Ontario is easier than most people realize. How would a cash loan make a difference for you? Consider these ways to put the money to good use.

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5 Best Options for Commercial Loans


Getting a commercial loan can be a daunting task, although it’s probably an essential one for the success of your business venture. However, not all loan providers are created equal. You’ll need to find good development finance partners that will understand what you’re trying to achieve and can help you secure the necessary funding.

If you’re looking for commercial loans you should take a look at these 5 options:

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Importance of Life Insurance for Small Business Owners


As an owner of a small business, your nearest and dearest are not the only people who depend on you. If you die suddenly, this can have a devastating impact on your partners and owners who are left behind. The last thing you want is for all your hard work to go to waste, so here are a few reasons why you should take out life insurance.

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4 Tips for Managing Small Business Finances


Entrepreneurship has its fair share of financial benefits. However, if you don’t know how to manage money well, your business will suffer. When it pertains to building a company that’s profitable and sustainable, money is a huge factor in that picture. Whether you’re great with money or not, consider some of the following tips everyone should implement within their small businesses.

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9 Reasons Why Your Business Needs a Tax Attorney


There are several aspects of running a business smoothly and taxation is one of them. In fact, you need to be extra careful while handling your tax matters because not doing so may land you in deep trouble. You may even end up on the wrong side of tax laws and face complicated cases with the authorities. This is something that you will not want to happen because it can cause a waste of time and endanger your reputation too.

So what can you do to protect your business against such issues? Is it possible always to be on the right track only with a certified professional accountant to handle the taxation matters? Of course, you require the services of a CPA but there is still something more than you need to do to keep your business out of legal hassles. Hiring a tax lawyer is the best thing to do. Here are some good reasons why you must absolutely have one in your legal team.

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Should You Use Pension Fund to Buy Property?


Pensions and property purchase – these are the two most important and biggest investments that you’re likely to make across your lifetime. The challenge surfaces when you want to plan how to combine the two. Making investments in a property by using your pension fund is a big decision that’s best taken with the help of financial experts.  You certainly wouldn’t want to go wrong at the stage of your life when you may be dependent on your retirement funds and pensions, right?

As per experts in the field of financial planning, if you are okay in investing in property by using your pensions, you may want to do so through a Self-Invested Personal Pension (SIPP). Read on to know how to go about the act in the easiest ways.

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6 Passive Income Facts Every Small Business Owner Needs to Know


People often see passive income as an individual thing because it is meant to increase your income without working. Surprisingly though, it can be equally beneficial for small businesses. When you run such a business, cash flow is always a concern and you need income coming from all possible sources. Without any doubt, passive income serves as a smart idea to boost your cash flow. At the same time, it brings an opportunity to grow your funds for a sustainable foundation. With so much being said about the benefits of passive income for small businesses, you would surely want to know how to initiate it. Here are some facts that would give you some great insights into passive income and how it can work for your business.

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Investment Opportunities Available in Planned Communities


Master-planned communities have been a great investment vehicle for the past few decades because they allow developers to meet the needs of specific emerging demographics while delivering a steady return to investors. While they are attractive to many, they are also a specialized enough field that some investors who have an interest in participating in the market don’t have a line in to actually put their money to work. When it comes to real estate investment, there are basically two ways to do it. Either you self-fund because you’ve got a deep cash reserve from other successful investments, or you group with people who are like yourself and work with a developer. The latter is by far the more common method, but how do you find an organization that builds these communities?

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3 Cost Savings Every Small Business Should Look For


The world of business today is more competitive than it has ever been, and political uncertainty also brings its own pressures to the corporate world. Small businesses can be particularly vulnerable, whether they’re a start-up enterprise or well established, but these factors also bring great opportunities for businesses who are leaner and more proactive than others in their field. That’s why it’s important to avoid spending more than you really have to, and with that in mind, here’s our guide to three areas where all small businesses should be looking to save money if at all possible.

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